:root{
  --navy:#10263f; --blue:#1769aa; --red:#d94b3d; --cream:#f7f5f0;
  --text:#263442; --muted:#687583; --white:#fff; --line:#dfe5e9;
}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--text);line-height:1.6;background:#fff}
a{text-decoration:none;color:inherit}
.container{width:min(1120px,92%);margin:auto}
.topbar{background:var(--navy);color:#fff;font-size:.88rem}
.topbar .container{display:flex;justify-content:space-between;padding:8px 0}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.nav{height:76px;display:flex;align-items:center;justify-content:space-between}
.logo{display:flex;align-items:center;gap:11px;font-weight:800;font-size:1.2rem;color:var(--navy)}
.logo-mark{width:40px;height:40px;border-radius:10px;background:var(--red);display:grid;place-items:center;color:#fff;font-size:1.25rem}
nav{display:flex;gap:28px;align-items:center;font-weight:600;font-size:.94rem}
nav a:hover{color:var(--blue)}
.btn{display:inline-block;padding:13px 21px;border-radius:7px;font-weight:800;transition:.2s}
.btn-primary{background:var(--red);color:#fff}
.btn-primary:hover{background:#b83d32;transform:translateY(-1px)}
.btn-outline{border:1px solid #c9d2d9;color:var(--navy)}
.hero{background:linear-gradient(110deg,#10263f 0%,#17486b 58%,#236f92 100%);color:#fff;padding:82px 0 90px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:60px;align-items:center}
.kicker{color:#ffd7a7;text-transform:uppercase;letter-spacing:2px;font-size:.78rem;font-weight:800;margin-bottom:16px}
h1{font-size:clamp(2.6rem,6vw,4.7rem);line-height:1.02;letter-spacing:-2px;margin-bottom:22px}
.hero p{font-size:1.15rem;color:#dce8f0;max-width:610px;margin-bottom:30px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.hero .btn-outline{border-color:#8ca9bc;color:#fff}
.hero-card{background:#fff;color:var(--text);padding:28px;border-radius:16px;box-shadow:0 24px 70px #071a2a55}
.hero-card h3{font-size:1.3rem;color:var(--navy);margin-bottom:6px}
.hero-card>p{color:var(--muted);font-size:.95rem;margin-bottom:20px}
.check{display:flex;gap:10px;margin:13px 0;font-weight:600}
.check span{color:#1d8a5a;font-weight:900}
.section{padding:82px 0}
.section-alt{background:var(--cream)}
.section-head{max-width:700px;margin-bottom:42px}
.section-head .kicker{color:var(--red)}
h2{font-size:clamp(2rem,4vw,3rem);line-height:1.1;color:var(--navy);margin-bottom:13px}
.section-head p{color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{border:1px solid var(--line);border-radius:13px;padding:27px;background:#fff}
.icon{width:48px;height:48px;border-radius:12px;background:#e9f3f9;color:var(--blue);display:grid;place-items:center;font-size:1.4rem;margin-bottom:18px}
.card h3{color:var(--navy);margin-bottom:8px;font-size:1.15rem}
.card p{color:var(--muted);font-size:.94rem}
.feature{display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:center}
.feature-panel{background:var(--navy);color:#fff;border-radius:18px;padding:38px}
.feature-panel h3{font-size:1.65rem;margin-bottom:15px}
.feature-panel p{color:#d9e4eb}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:28px}
.stat{border:1px solid #ffffff30;border-radius:10px;padding:15px}
.stat strong{display:block;font-size:1.35rem}
.stat small{color:#b9cbd7}
.list{list-style:none;margin-top:25px}
.list li{padding:11px 0;border-bottom:1px solid var(--line);font-weight:600}
.list li:before{content:"✓";color:#1d8a5a;font-weight:900;margin-right:10px}
.cta{background:var(--red);color:#fff;padding:58px 0}
.cta .container{display:flex;justify-content:space-between;gap:30px;align-items:center}
.cta h2{color:#fff;margin-bottom:6px}
.cta p{color:#ffe9e5}
.contact{display:grid;grid-template-columns:.85fr 1.15fr;gap:45px}
.contact-box{background:var(--cream);padding:30px;border-radius:15px}
.contact-row{padding:14px 0;border-bottom:1px solid #ddd}
.contact-row strong{display:block;color:var(--navy)}
form{display:grid;grid-template-columns:1fr 1fr;gap:15px}
form .full{grid-column:1/-1}
label{font-size:.82rem;font-weight:700;color:var(--navy);display:block;margin-bottom:5px}
input,textarea,select{width:100%;padding:13px;border:1px solid #ccd5db;border-radius:7px;font:inherit;background:#fff}
textarea{min-height:125px;resize:vertical}
footer{background:#0b1c2e;color:#c4d1db;padding:45px 0 25px}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:35px}
footer h3,footer h4{color:#fff;margin-bottom:10px}
footer p{font-size:.9rem}
.copyright{border-top:1px solid #ffffff18;margin-top:35px;padding-top:18px;font-size:.8rem}
.mobile-menu{display:none}
@media(max-width:800px){
 nav{display:none}.mobile-menu{display:block}
 .hero{padding:60px 0}.hero-grid,.feature,.contact{grid-template-columns:1fr}
 .cards{grid-template-columns:1fr}
 .cta .container{flex-direction:column;align-items:flex-start}
 .footer-grid{grid-template-columns:1fr}
 h1{letter-spacing:-1px}
}
/* RGI badge */
.rgi-badge {
  display:flex;
  align-items:center;
  justify-content:center;
  margin-left:18px;
}
.rgi-badge img {
  display:block;
  width:116px;
  height:auto;
  max-height:70px;
  object-fit:contain;
  background:#fff;
  border-radius:6px;
}
.hero-rgi {
  display:flex;
  align-items:center;
  gap:14px;
  margin-top:22px;
}
.hero-rgi img {
  width:112px;
  height:auto;
  border-radius:6px;
  background:#fff;
}
.hero-rgi span {
  color:#dce8f0;
  font-size:.88rem;
  font-weight:600;
}
@media(max-width:800px){
  .rgi-badge{margin-left:auto;margin-right:15px}
  .rgi-badge img{width:92px;max-height:58px}
  .hero-rgi img{width:100px}
}